LifeStore Bank Mortgage
A LifeStore Bank loan for a primary residence includes 0% to 5% down payment options for qualified borrowers. Thirty- year fixed rate loans are available.
USDA Guaranteed Rural Housing Loan:
The loan program offers no down payment financing to individuals in rural areas that are zoned for USDA. It is possible for the closing costs to be included in the loan amount if the value is high enough. USDA charges an upfront funding fee and monthly mortgage insurance.
VA Guaranteed Loan:
A loan for Military Veterans offering no down payment purchase and refinancing. There is a VA Funding Fee based on the Vets discharge and military service and there is no monthly mortgage insurance premium. There is no maximum loan amount and the VA guaranteed amount is limited.
In-House Loan with Mortgage Insurance:
This in-house loan provides no down payment financing with monthly mortgage insurance to qualified borrowers. Fixed and adjustable rate options are available.
Federal Housing Administration (FHA) Loan:
An FHA loan is a mortgage that is insured by the Federal Housing Administration. The mortgage is a low down payment option where down payments can be as low as 3.5%. The loans can have terms of 15, 20 or 30 year terms and be fixed or adjustable rates.
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